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Motorbike Insurance
Online motorbike insurance for
your motorbike, things to think about:
-
All motorbike insurance cover
is different, always compare like for like cover i.e. excess
amounts, cover level, business use etc.
- Make sure you are aware of all the excesses
that may apply - some motorbikes (particularly sports bikes) may
carry hefty compulsory excesses ontop of any voluntary ones you
select
- If you use your motorbike for commuting to work
make sure this is included in the cover. Some insurers will include
this in the Social, Domestic and Pleasure cover while others do
not.
- Declare any modifications to your motorbike,
i.e. after market exhausts, panniers, screens, custom paint job,
anything that enhances performance - if you do not you could get
your insurance policy cancelled or a claim repudiated.
- See if the motorbike insurance policy covers
your helmet and leathers, some do for an additional premium some
don't at all.
- If you carry a pillion make sure this is covered
on the motorbike insurance policy, some insurers ask others cover
it automatically
- Online motorbike insurance quotes are generally
longer to fill in than car or home insurance ones so be prepared,
invariably it is quicker to do it online than via a call centre
and there is usually an internet discount for buying your insurance
online.
- There are lots of motorbike insurers out there
so if one can't quote you try another.
- Read the small print and the assumptions carefully
as you may find you are excluded from getting a quote under the
assumptions so don't waste your time.
- Finally PRICE ISN'T EVERYTHING a
cheap motobike insurance quote isn't necessarily the best.
Below are a some motorbike insurers, as with any
insurance its worth getting more than one quote to compare prices.
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